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Get Started With Your Online Business Banking Today And Unlock A World of Financial Convenience

Revolutionize your financial processes by embracing an integrated banking and payments platform. This all-inclusive solution not only offers a business checking account but also facilitates ACH processing, credit card processing, eCheck payments, and much more.

Enterprises can enjoy a seamless onboarding experience, streamlined financial management and reporting, and straightforward billing structures.

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iPay Digital's Integration of Financial and Merchant Services

Unlock a Comprehensive Banking and Payments Experience

Immerse yourself in the collaboration of iPay Digital, where integrated banking and payments processing harmonize effortlessly. Through our partnerships with banks, we facilitate the seamless establishment of business bank accounts and scalable processing solutions for our merchants. Enjoy the convenience of accepting FDIC insurance-eligible eChecks, ACH, and wire transfers, all while gaining faster access to funds, unified within a single platform.
  • Experience

  • One relationship, contract and integration
  • Easy to use online banking products
  • Simple, fast onboarding experience
  • Consolidated financial services
  • Security

  • PCI DDS
  • KYC / KYB identity verifications
  • Sanction screenings
  • Secure and protected transactions
How it works

Onboarding and Processing

Establishing a business bank account is a crucial milestone in laying the foundation for your business's success. Here's a guide to kick-starting the process:
1 .Onboard
Complete the application and provide required documentation.
2 .Fund Account
To activate your account, you’ll need to deposit funds. The amount required varies depending on the bank and account type.
3 .Begin Processing
Start accepting eChecks, ACH and wire transfers - FDIC insurance-eligible.

Banking Made Even Better

Simplify your banking experience. Access, transfer, and utilize your funds effortlessly, anytime and anywhere you need them.
  • Digital banking on web or app
  • No minimum deposits, monthly, or bill pay fees
  • $0 required to open
  • Mobile deposits
  • Contactless Visa debit card
  • 24-hour access to ATMs
  • FDIC secured up to $250,000*

Benefits of iPay Digital Banking

All in one banking / processing solution
Reduced risk of losing your bank account
Limited check / ACH returns with enhanced verification
A bank relationship that understands your business
An end-to-end processing solution
onboarding and verification
Faster funding
times
State of the art online banking technology

Want to get started?

Set up a Business Checking Account in minutes
Sign Up Now!